"Transactional message" means an SMS containing only—
- Information sent to its customer(s) by the Bank or financial institution or insurance company or credit card company
- Information given by Airlines or Indian Railways or its authorized agencies to its passengers regarding travel schedules, ticket booking and reservation;
- Information from a registered educational institution to parents or guardians of its students;
- Information sent by e-commerce agencies in response to ecommerce transactions made by their customers;
- Information sent by a company or a firm or depository participant, registered with Securities and Exchange Board of India (SEBI) or Insurance Regulatory Development Authority (IRDA) or Association of Mutual Funds in India (AMFI) or National Commodity & Derivative Exchange Ltd. (NCDEX) or Multi Commodity Exchange of India Ltd. (MCX) to its clients pertaining to the account of the client;
- Information sent by a registered company to its employees or agents or to its customers pertaining to services or goods to be delivered to such customers;